While the rate is an important component of a mortgage, it is not the most important thing you should focus on. As mortgage professionals, our job is to determine what is the best mortgage for your individual needs that provides a great rate but most importantly the best terms and conditions. It is important that you discuss with your loan agent what your plans are(is having the most amount of cash left after the transaction the most important to you? will paying back your loan in the first 1-3 years a possible scenario?..).
When considering a loan make sure you ask the following:
-Am I going to pay any points?
-Do I have a pre-payment penalty?
-Will I have to pay monthly mortgage insurance?
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Financial Triangle, Inc. © Copyright 2021
Financial services, namely, private and institutional mortgage and loan brokerage.
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Licensed in Texas SML # 303125 | 2911 Turtle Creek Blvd. Suite # 300 Dallas, Texas 75219
Licensed in New York DFS # 303125 Registered Mortgage Broker-NYS Department of Financial Services