🏢 Conventional Commercial Lending Guidelines

- Open to U.S. residents, permanent residents, and foreign nationals.

- Borrowers must demonstrate sufficient income, creditworthiness, and the ability to repay.

The income of the subject property is extremely important.

*Typical Terms:*

- Loan-to-Value (LTV): up to 75%–80%

- Debt Service Coverage Ratio (DSCR): minimum of 1.20

- Loan amounts: from $500,000 to 50 million+

- Terms: 5 to 25 years, often with balloon payments

- Interest rates: variable or fixed, based on risk profile

Chat all things commercial with:

Daniel Ettedgui

Commercial Director - NMLS# 2708477

Paul, originally from New York City and raised in Miami, has built a diverse career in commercial real estate across Washington, D.C., New York, and Chicago. He has worked with institutional lenders and private investors, specializing in underwriting, acquisitions, and structuring complex loans. Paul holds a Master’s in Real Estate Finance from NYU and a Bachelor’s in Accounting. He joined Financial Triangle lead its Commercial Mortgage Brokerage Division, connecting domestic and international clients with strategic financing solutions.

He speaks multiple languages fluently.